Mortgage advice
Finding you the best deal
Access to a wider range of lenders:
We have access to a wide range of lenders, including those that are not available on the high street, this means we can help you find the best deal for your individual circumstances.
Expertise and knowledge:
We have expert knowledge of the mortgage market, including the different types of mortgages available and the criteria that different lenders use to assess applications. We use this knowledge to help you find the right mortgage for your needs and guide you through the application process
Personalised advice:
We provide you with highly personalised advice based on your individual circumstances, taking into account factors such as your income, credit history, and future plans to help you find a mortgage that is tailored to your needs.
Time-saving:
Searching for a mortgage can be time-consuming, particularly if you are not familiar with the market. We can save you time by doing the research and finding the best deals for you, using powerful search engines.
Confidence and peace of mind:
We provide you with the confidence and peace of mind that comes from knowing you have found the best mortgage for your needs. We also provide you with guidance and support throughout the application process, helping to ensure everything runs smoothly, please see ‘how does your service work.’
How does our service work?
We capture your data and submit the mortgage application on your behalf to the most suitable lender.
Along the way, we liase with you, the selling agent if you are buying and where necessary the Solicitor and confirm in writing our actions.
Once a mortgage offer is issued, our objective is to stay with this through to completion.
All in, comprehensive service.
Keeping in touch
Time flies, and you will likely need in the future to renew your rate, either with your current lender, or a new lender. Or your circumstances may change. Keeping in touch is important and we hear form existing customers looking to repeat the service previously offered.
We help you to keep on track and meet your goals.
Our Fees
If your mortgage is £150,000 or more, we would not charge you a fee, as we ordinarily receive a fee from the lender to compensate us, this does not affect the interest rate you pay. If we recommend a direct lender who do not pay us a fee, we simply charge a flat fee of £750.00, irrespective of the loan amount.
If the mortgage is under £150,000, we will need to charge a fee to compensate us for the work involved. This administration fee will be up to £1,000.
We always advise you of the fee we would receive, or the fee we would seek to charge you, it is very transparent as you should always expect.
A simple and transparent charging structure.
