Honest Independent Financial Advice that makes a difference.
We have the expertise to give you the advice that you need to make smart choices for the future. Whether that is retiring early, buying your first home or spending more time with family.
There is never a better time to plan
In the context of gym membership, the hardest part can be deciding to go, once there you probably enjoy it! Getting your financial plan in place is similar, not everyone starts a plan and many delay until it’s just too late. Apart for a recent correction, people have been living longer, this has put pressure on the State Pension access age, so it has never been more important to take control of your finances, to make sure you will have enough.
We encourage our clients to be very engaged with their finances, building an awareness of shortfalls at the earliest stage is clearly advantageous. We build financial mapping for you in a host of ways, this includes cash flow modelling that looks at future expenditures and incomes. This changes and is a dynamic process, please view the ‘keeping on track’ section on our investments page, this provides an outline video on cash flow modelling.
We care about our clients
Sadly, there have been too many stories of financial companies who have been in business to make money at any cost. We are highly regulated, that is a necessity, but the basis of our business has always been ‘client centric’ and every decision or recommendation we make will be to produce a better outcome for you, your family, or your business.
Start your future with us.
Investments
If you want to breathe life back into your investment portfolio, your journey starts here.
Pensions
Making private provision, for your future is important, don’t rely on the State.
Mortgages
We carry out a thorough analysis of the market, taking the stress away from you.
Protection
We insure our car, our homes and offices but none of these would exist without the people that pay for them.
Inheritance
Lots to consider and Future Life Capital look forward to guiding you in this important planning area.
Employee Benefits
Building the complete solution to attract and retain talent.
Getting the most from your adviser and why us.
You can transact pretty much any personal finance transaction yourself and many people do so quite successfully. It is important therefore to answer the question as to why an Independent Financial Adviser (IFA) may benefit you and as a differentiator why us?
IFA’s are not all the same, some work through networks and restrictive panels and can even be quite sales motivated. We, like others are fully independent, have no panels or bias, and always work in your interests. This does add some complexities at our end as we consequently deal with a larger amount of companies, but to us it’s not a one size fits all approach.
Demonstrating Value
In order to communicate the types of service you may expect from a Client/Adviser relationship, we have listed these below
Portfolio Management
Bespoke portfolio’s
Tax-efficient placement of investments
Strategic tax loss harvesting
Rebalancing of investments
Investment Risk assessment
Behavioural coach to guide you through turbulent times
Private client relationship
Financial Planning
Cash flow modelling
Pension analysis
Tax-planning
Helping you buy the home you want
Cost-efficient plans to protect your family
Inheritance tax-planning
Tax-efficient overview
Our company values
You can be assured that every decision and recommendation is built on our company values
Integrity
Respect
